| Q: |
How exactly does the process of buying Rapid Decision Term Life from Fidelity Life work? |
| Q: |
Do I need to take a medical exam? |
| Q: |
How soon will it be until my coverage takes effect? |
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How much does it cost? |
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Do I need to meet with an insurance sales agent? |
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Do I need to have my Doctor send in any information? |
| Q: |
When will I receive my printed policy? |
| Q: |
What if I want or need to know more about Fidelity Life?
Is there a toll free number I can call for service and to have my questions answered? |
| Q: |
Is there cash value for this type of insurance policy? |
| Q: |
Is this type of life insurance Term Life? |
| Q: |
Is Rapid Decision Term Life available in my state? |
| Q: |
What is the Financial Strength rating of Fidelity Life by the A.M. Best Company? |
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| Q: |
How exactly does the process of buying Rapid Decision Term Life from Fidelity Life work? |
| A: |
The process is very simple: Policies are issued by Fidelity Life, a company with a history of innovation in the life insurance industry for more than a century."
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The first step is to view an online price
quote (click here) |
| You will be shown the price for a Term Life Insurance Policy from Fidelity Life on your screen |
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| The next step would be to see if you qualify by filling out a simple "Request for Application" form online |
| The application will then be reviewed by one of our courteous and professional online agents who assess your application and then assist you by phone. |
| The turn around time is very rapid and rates are very affordable. |
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| Q: |
Do I need to take a medical exam? |
| A: |
No, there is no need to take any tests or medical exams. |
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| Q: |
How soon will it be until my coverage takes effect? |
| A: |
Coverage is in force often in less than 24 hours for qualified applicants. |
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| Q: |
How much does it cost? |
| A: |
A price quote is available instantly depending upon the amount of insurance purchased, age, gender and whether or not you have used tobacco products within the past 24 months. Payment can be made by credit card or automatic payment from any checking account. |
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| Q: |
Do I need to meet with an insurance sales agent? |
| A: |
No, all interaction will take place on our website and by phone. |
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| Q: |
Do I need to have my Doctor send in any information? |
| A: |
No, there is no need for a doctor to send information |
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| Q: |
When will I receive my printed policy? |
| A: |
Usually a policy is sent within 24 hours. |
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| Q: |
What if I want or need to know more about Fidelity Life?
Is there a toll free number I can call for service and to have my questions answered? |
| A: |
You may contact us at (800) 691-3466. |
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| Q: |
Is there cash value for this type of insurance policy? |
| A: |
No, there is no cash value for this type of insurance policy. This is term life insurance. Every dollar of your premium payment is dedicated to providing pure life insurance protection; not a savings feature. |
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| Q: |
Is this type of life insurance Term Life? |
| A: |
Yes, this type of life insurance is called Term Life. Rapid Decision Term is a level death benefit participating term life insurance product up to age 95. Guaranteed level premium periods of 5, 10, 15, 20 and 30 years are available. |
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| Q: |
Is Rapid Decision Term Life available in my state? |
| A: |
Not all products are available in all states. Fidelity Life Association is licensed in all states and the District of Columbia, except for Wyoming and New York. Our NAIC number is 63290. |
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| Q: |
What is the Financial Strength rating of Fidelity Life by the A.M. Best Company? |
| A: |
With a very strong capital base, Fidelity Life offers the security of an "A- Excellent" rating from A.M. Best, the leading provider of ratings, news and financial data for insurance companies. This rating was reaffirmed on May 31, 2006. |
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