About Spectrum Direct and Fidelity LifeLifeQuick is brought to you as a cooperative effort between two respected insurance organizations: Fidelity Life and Spectrum Direct Insurance Services. LifeQuick provides an efficient application process for customers wishing to purchase term life insurance from Fidelity Life. About Fidelity LifeFidelity Life Association was established in 1896 in the state of Illinois. Since the company's inception, more than one hundred years ago, Fidelity Life has progressively responded to the insurance needs of hundreds of thousands of American consumers with an assortment of quality life insurance solutions. Designed to provide financial security for American families, Fidelity Life has continued to make the purchasing of life insurance simpler and more efficient than ever imagined. Proud of its distinction as a progressive-minded company, Fidelity Life thinks in the long term, and works collaboratively with its team members to create a broad array of insurance products for policyholders, all at very attractive rates. Based on its new web based technology, called "Rapid Decision Term Life,” Fidelity Life has made life insurance available to consumers by purchasing online, and coverage is often in force in less than 24 hours for qualified applicants. As innovation is at the forefront of Fidelity Life, the Rapid Decision application and approval process takes a groundbreaking approach, which makes the entire life insurance procedure convenient, easy and very affordable. Never pressuring anyone, Fidelity Life's courteous professional agents assist interested parties by phone, which means there are no meetings to attend and no medical exams or tests required. In fact, a free quote is available instantly. Operating as a mutual legal reserve company, Fidelity Life focuses its attention on creating superior products and services that meet the many insurance needs of Americans. Fidelity Life has over $22 billion of life insurance in-force, over $500 million in admitted assets, and capital and surplus in excess of $250 million. The A.M. Best Company, the foremost rating authority for the insurance industry has rated Fidelity Life Association "A-Excellent". About Spectrum Direct Insurance ServicesSpecializing in term life insurance products, Spectrum Direct has provided approximately $4 billion in benefits to over 250,000 Americans. Spectrum Direct is licensed in all 50 states and the District of Columbia. Inc. Magazine honored us as one of "America's Fastest Growing Companies" in 2007, 2008 and 2009. Spectrum Direct is a charter member of the Life Insurance Direct Marketing Association (LIDMA), a national non-profit organization dedicated to excellence in life insurance. We also are proud members of the Better Business Bureau (rated A+). Spectrum Direct is an insurance agency (see our licenses below). LifeQuick is not a company; it is a brand owned and offered by Spectrum Direct. Meet the Spectrum Direct FoundersChristopher Snyder Christopher Snyder is a seasoned insurance professional, with more than 25 years of experience in the life insurance industry. As a founder of Spectrum Direct, one of the most prominent life insurance organizations in the United States, he is a recognized expert on the topic of web-based life insurance best practices and an authority in his field. Often called to speak at prestigious professional conferences, he has addressed the International Business Forum, the Institute for International Research, the Society of Actuaries National Meeting and the Enrolled Actuaries National Meeting. A Charter Member of the Life Insurance Direct Marketing Association (LIDMA) as well as member of the LIDMA Website Design Committee, he also serves as Charter Member of the Consumer Life Insurance Education Foundation. In addition, Mr. Snyder received a Chartered Life Underwriter (CLU) certification, the highest-level designation available in the life insurance profession, as well as the Chartered Financial Consultant (CFC) professional designation from the American College, Bryn Mawr in Pennsylvania. A well-respected authority on various insurance products, Mr. Snyder's articles appear in many relevant publications including "Pensions & Investments," "Options Newsletter," "Credit Matters." Insurance companies including New York Life, Pacific Life, AIG, Financial Guaranty Insurance Company, Nationwide Life, American Life of New York and others, have retained Mr. Snyder's expertise and services on a regular basis. Mr. Snyder received his Bachelors degree from Gannon University in Erie, Pennsylvania and his Master's degree from the University of Santa Monica, California. As a speaker and consultant, as well as CEO of Spectrum Direct, Mr. Snyder conducts presentations at prestigious conferences and is available for consultations and speaking engagements. Seymour Alter Seymour Alter is a veteran insurance professional with more than three decades of experience in the life insurance arena. Mr. Alter specializes in areas of insurance, estate planning, buying and selling insurance, deferred compensation and corporate benefits. He maintains a solid track record of success working closely with families, doctors, lawyers and other high-profile individuals and businesses. Mr. Alter has also developed a high level of expertise providing life coverage to individuals with health impairments ranging from by-pass surgery, hepatitis, diabetes, sleep apnea, cancer and other illnesses. As a founder of Spectrum Direct, one of the most prominent life insurance organizations in the United States, he maintains a reputation for professionally providing an objective and qualified response to his clients' needs. Known for his community-minded activities, Mr. Alter also teaches continuing education to CPAs and other financial services professionals, sharing his expertise in the areas of insurance, estate and retirement planning. He is a Charter Member of the Life Insurance Direct Marketing Association, Charter member of the Consumer Life Insurance Education Foundation and also a member of the LIDMA Electronic Signature Committee. Mr. Alter received the Chartered Life Underwriter Professional Designation in the insurance industry from the American College, Bryn Mawr, Pennsylvania. He is a graduate of Brooklyn College with a degree in Mathematics and completed his education at St. John's University Graduate School. |