Fidelity Life Association was established in 1896 in the state of Illinois. Since the company’s inception, more than one hundred years ago, Fidelity Life has progressively responded to the insurance needs of hundreds of thousands of American consumers with an assortment of quality life insurance solutions. Designed to provide financial security for American families, Fidelity Life has continued to make the purchasing of life insurance simpler and more efficient than ever imagined. Proud of its distinction as a progressive-minded company, Fidelity Life thinks in the long term, and works collaboratively with its team members to create a broad array of insurance products for policyholders, all at very attractive rates.

Based on its new web based technology, called "Rapid Decision Term Life,” Fidelity Life has made life insurance available to consumers by purchasing online, and coverage is often in force in less than 24 hours for qualified applicants. As innovation is at the forefront of Fidelity Life, the Rapid Decision application and approval process takes a groundbreaking approach, which makes the entire life insurance procedure convenient, easy and very affordable. Never pressuring anyone, Fidelity Life’s courteous professional agents assist interested parties by phone, which means there are no meetings to attend and no medical exams or tests required. In fact, a free quote is available instantly.

Operating as a mutual legal reserve company, Fidelity Life focuses its attention on creating superior products and services that meet the many insurance needs of Americans. Fidelity Life has over $22 billion of life insurance in-force, over $500 million in admitted assets, and capital and surplus in excess of $250 million. The A.M. Best Company, the foremost rating authority for the insurance industry has rated Fidelity Life Association “A-Excellent”.

Christopher Snyder
CLU, ChFC, Chief Executive Officer

Christopher Snyder is a seasoned insurance professional, with more than 25 years of experience in the life insurance industry. As a founder of Spectrum Direct, one of the most prominent life insurance organizations in the United States, he is a recognized expert on the topic of web-based life insurance best practices and an authority in his field of endeavor. Often called upon to speak at prestigious professional conferences he has addressed the International Business Forum, the Institute for International Research, the Society of Actuaries National Meeting and the Enrolled Actuaries National Meeting. A Charter Member of the Life Insurance Direct Marketing Association (LIDMA) as well as member of the LIDMA Website Design Committee, he also serves as Charter Member of the Consumer Life Insurance Education Foundation. In addition, Mr. Snyder received Chartered Life Underwriter, the highest-level designation available in the life insurance profession, as well as the Chartered Financial Consultant professional designations from the American College, Bryn Mawr in Pennsylvania.

A well-respected authority on various insurance products, Mr. Snyder’s articles appear in many relevant publications including “Pensions & Investments,” “Options Newsletter,” “Credit Matters” and many other well-read publications. Insurance companies including New York Life, Pacific Life, AIG, Financial Guaranty Insurance Company, Nationwide Life, American Life of New York and others, have retained Mr. Snyder’s expertise and services on a regular basis.

Mr. Snyder received his Bachelors degree from Gannon University in Erie, Pennsylvania and his Master’s degree from the University of Santa Monica, California. As a speaker and consultant, as well as CEO of Spectrum Direct, Mr. Snyder conducts presentations at prestigious conferences and is available for consultations and speaking engagements. Mr. Snyder resides in Southern California.

Seymour Alter
CLU, Chairman

Seymour Alter is a veteran insurance professional with more than three decades of experience in the life insurance arena. Mr. Alter specializes in areas of insurance, estate planning, buying and selling insurance, deferred compensation and corporate benefits. He maintains a solid track record of success working closely with families, doctors, lawyers and other high profile individuals and businesses. Mr. Alter has also developed a lofty level of expertise providing life coverage to individuals with health impairments ranging from by-pass surgery, hepatitis, diabetes, sleep apnea as well as various types of cancers and other maladies.

As a founder of Spectrum Direct, one of the most prominent life insurance organizations in the United States, he maintains a reputation for professionally providing an objective and qualified response to his client’s needs. Known for his community minded activities, Mr. Alter also teaches continuing education to CPA’s and other professionals sharing his expertise in the areas of insurance, estate and retirement planning. He is a Charter Member of the Life Insurance Direct Marketing Association, Charter member of the Consumer Life Insurance Education Foundation and also a member of the LIDMA Electronic Signature Committee. Mr. Alter received the Chartered Life Underwriter Professional Designation in the insurance industry from the American College, Bryn Mawr, Pennsylvania. He is a graduate of Brooklyn College with a degree in Mathematics and completed his education at St. John’s University Graduate School.

Mr. Alter has been guest speaker at the financial Executives Institute as well as many other professional meetings and conferences. As CLU Chairman of Spectrum Direct, he is available for consultations and speaking engagements. Mr. Alter resides in Southern California.